HDFC Bank cannot be closed in online mode. However, it can be closed by submitting a dully filled account closure form to the nearest branch.
Recently, HDFC Bank has made it mandatory to maintain an Average Monthly Balance (AMB) in the savings accounts of its customers, and failing to do so could result in a penalty of up to 600 rupees or more.
Therefore, if you also have a bank account with HDFC and wish to close it for the same reason or for any other reason, but are having difficulty doing so. Don’t worry because we will assist you in closing your HDFC bank account in easy steps.
How to close HDFC bank account online and offline in India?
Currently, there is no way to close the HDFC bank account in online mode.
However, it can be closed in offline mode by following the given steps -
Step 1: Withdraw all the money and pay off any outstanding debt.
Step 2. Download the HDFC Bank Account Closure Form .
Step 3. Fill in all the details, including your name, account number, and other details correctly.
Step 4. Attach all the KYC documents and debit card, passbook, and cheque book along with the closure form.
Step 5. Submit the closure form and attached documents to the nearest branch and collect the closure acknowledge slip from the bank executive. and your bank account will be closed within 10 days.
Does HDFC charge for closing bank account ?
Yes, there are account closing charges depending on the nature and tenure of the account . For saving accounts, if you close your account between 15 days and 12 months, you will be charged a Rs 500 closing fee.
Closing HDFC bank account online and offline in India
HDFC bank account can only be closed in offline mode i.e. by visiting the branch. However, closing fees are also associated with closing HDFC bank accounts that vary depending on the type and tenure of the account.